Here at MCFCU, we are small, but we do Big!
Early Pay Is Here!
At Michigan Columbus Federal Credit Union, we are always looking at ways to enhance our services. Early pay is a wonderful benefit that allows our members to get access to their qualifying payroll/direct deposit funds up to 2 days early.
There's no cost and no enrollment necessary! When you have a qualifying direct deposit or your payroll deposited into your MCFCU savings or checking account, it's automatic.
What are qualifying deposits?
- Full or partial payroll deposits
- Social Security deposits
- Federal ACH payments
How do I take advantage of this benefit?
- You must have a MCFCU checking or savings account
- Update your direct deposit to Michigan Columbus Federal Credit Union (Routing and Transit Number: 272478842)
With online banking you can set up alerts to know when your deposit becomes available along with other transactions.
Not a Member? No Problem
Membership has it's benefits. We have 3 ways to join, right here online, visit our branch or give us a call at 734-425-5080, yep it's that simple.

