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Loan Rates

Fee Schedule | Share/Savings Rates | Certificate Rates

Loans
Effective Date: 9-27-2018
LoansAPR AS LOW AS**Terms
Cars/Trucks New & Used 2.25% 12-24
Cars/Trucks New & Used 2.25% 25-36
Cars/Trucks New & Used 2.25% 37-48
Cars/Trucks New & Used 2.75% 49-60
Cars/Trucks New & Used 2.99% 61-66
Cars/Trucks New & Used 2.99% 67-72
Cars/Trucks New & Used 3.25% 73-84

Cars/Trucks New & Used.... 8 Years or Older

Call 734.425.5080 or go to WWW.MCFCU.net 24/7/365 to apply for a loan

Cars/Trucks New & Used...8 Years or Older 4.75% 12-24
Cars/Trucks New & Used...8 Years or Older 4.75% 25-36
Cars/Trucks New & Used...8 Years or Older 4.75% 37-48
Cars/Trucks New & Used...8 Years or Older 4.75% 49-60
Cars/Trucks New & Used...8 Years or Older 4.75% 61-66
Cars/Trucks New & Used...8 Years or Older 6.25% 67-72
Classic Cars Certified 25 Years and Older
Classic Cars Certified 25 Years and Older 4.50% 24
Classic Cars Certified 25 Years and Older 4.50% 36
Classic Cars Certified 25 Years and Older 4.50% 48
Classic Cars Certified 25 Years and Older 4.50% 60
Classic Cars Certified 25 Years and Older 4.50% 61-66

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

3.99% 12-24

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

3.99% 25-36

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

3.99% 37-48

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

3.99% 49-60

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

3.99% 61-66

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

3.99% 67-72

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

Minimum $15,000.00

3.99% 73-84

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

4.49% 12-24
Boats/Motor Homes/Campers/Motorcycles 4.49% 25-36

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

 

4.49% 37-48

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

 

4.49% 49-60

Boats/Motor Homes/Campers/Motorcycles

 

4.99% 61-66

Boats/Motor Homes/Campers/Motorcycles

 

4.99% 67-72

Boats/Motor Homes/Campers/Motorcycles

 

4.99% 73-84
Boats/Motor Homes/Campers/Motorcycles...Terms 85- 180

Boats/Motor Homes/Campers/Motorcycles Models 2015-2018

 

3.99% 85-144

Boats/Motor Homes/Campers/Motorcycles Models 2012-2014

 

4.49% 85-144

Boats/Motor Homes/Campers/Motorcycles Models 2011-2010

 

5.19% 85-120

Boats/Motor Homes/Campers/Motorcycles Models 2015-2018

 

4.99% 145-180

Boats/Motor Homes/Campers/Motorcycles Models 2014-2012

 

5.19% 145-180

Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc

Minimum $15000.00

Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.75% 12-24
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.75% 25-36
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.75% 37-48
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.75% 49-60
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.75% 61-66

Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc

 

6.00% 67-72
100% Share or Certifcate of Deposit secured 4.50% 72
105% Share or Certifcate of Deposit secured 4.00% 72
Line-of-Credit 13.00% N/A
Visa Credit Card ....Maximium $25,000.00 9.88% N/A
Home Equity Line of Credit - Home equity loan with variable interest rate, no annual fees. Variable rate is based on prime and a margin. The rate is subject to change monthly. 5.25 N/A
VISA Classic 11.88% N/A
APR = Annual Percentage Rate. All rates subject to change. Contact the credit union for additional information.

** All rates are disclosed as Annual Percentage Rates (APR) and are subject to change. Your rate will be based on your credit history, term of the loan and the collateral or security offered. We will let you know the rate that you qualify for after we have reviewed your credit application and any loan documents.

Click here for our Loan Application

 

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