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Loan Rates

Fee Schedule | Share and Certificate Rates

Loans
Effective Date: Thursday, August 6th, 2020
LoansRate as low as Term
New/Used Auto Loans 2016-2020
Cars/Trucks New & Used 1.99%* 0-66 Months
Cars/Trucks New & Used 2.74% 67-72 Months
Cars/Trucks New & Used 2018-2020 Models Only 3.54% 73-84 Months 2016-2020 Min $25,000
Call 734.425.5080 or go to WWW.MCFCU.net 24/7/365 to apply for a loan
New/Used Auto Loans 2013-2015
Cars/Trucks New & Used 1.99%* 0-66 Months
Cars/Trucks New & Used 3.25%* 67-72 Months
Cars/Trucks New & Used 3.74%* 73-84 Months
Used Auto 8 Years and Older
Cars/Trucks New & Used 4.75% 0-48 Months
Cars/Trucks New & Used 5.00% 49-66 Months
Cars/Trucks New & Used 5.25% 67-72 Months
Classic Cars Terms 12-66 Months
Classic Cars Certified 25 Years and Older 4.50 12-66 Months
Boats, Motor homes, Campers and Motorcycles 2015-2020
Boats/Motor Homes/Campers/Motorcycles 4.55% 12-60 Months
Boats/Motor Homes/Campers/Motorcycles 5.00% 61-84 Months
Boats/Motor Homes/Campers/Motorcycles 4.75% 85-144 Months
Boats/Motor Homes/Campers/Motorcycles 5.05% 145-180 Months Min $30,000 2017-2020
Boats, Motor Homes, Campers & Motorcycles 2013-2014
Boats/Motor Homes/Campers/Motorcycles 4.49% 12-60 Months
Boats/Motor Homes/Campers/Motorcycles 5.19% 61-84 Months
Boats/Motor Homes/Campers/Motorcycles 5.29% 85-144 Months Min $20,0000
Boats/Motor Homes/Campers/Motorcycles 5.49% 145-180 Months Min $30,000
Boats, Motor Homes, Campers & Motorcycles 2011-2012
Boats/Motor Homes/Campers/Motorcycles 5.25% 12-60 Months
Boats/Motor Homes/Campers/Motorcycles 5.35% 61-66 Months
Boats/Motor Homes/ Campers/ Motorcycles 5.45% 67.84 Months Min $15,000
Jet Skis/Snowmobiles/Campers/Wave Runner/Off Road Vehicles etc Models 2013-2019
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.35% 12-66 Months
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.60% 67-72 Months Min $15,000
Share Secured
100% Share or Certificate of Deposit secured 4.25% 60 Months
105% Share or Certificate of Deposit secured 3.75% 60 Months
Signature Loans
Any Season Any Reason 7.49% 12-24 Months
Visa Credit Card
Visa Credit Card ....Maximium $25,000.00 as low as 9.88% Reward card
Home Equity LOC
Home Equity Line of Credit - Home equity loan with variable interest rate, no annual fees. Variable rate is based on prime and a margin. The rate is subject to change monthly. as low as 4.50% Maximum Secured $180,000
APR = Annual Percentage Rate. All rates subject to change. Contact the credit union for additional information.*Rates as low as

All rates are disclosed as Annual Percentage Rates (APR) and are subject to change. Your rate will be based on your credit history, term of the loan and the collateral or security offered. We will let you know the rate that you qualify for after we have reviewed your credit application and any loan documents.

*Quoted rates include a member discount for an active checking account with direct deposit and automatic payment of loan. 

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