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Loan Rates

Fee Schedule | Share/Savings Rates | Certificate Rates

Loans
Effective Date: 03/07/2019
LoansRate as low as Term
Cars/Trucks New & Used 2.95 12-24 Months
Cars/Trucks New & Used 2.95 25-36 Months
Cars/Trucks New & Used 2.95 37-48 Months
Cars/Trucks New & Used 3.35 49-60 Months
Cars/Trucks New & Used 3.45 61-66 Months
Cars/Trucks New & Used 3.55 67-72 Months
Cars/Trucks New & Used 3.64 84 Months 2017-2019 Models Only

Cars/Trucks New & Used.... 8 Years or Older

Call 734.425.5080 or go to WWW.MCFCU.net 24/7/365 to apply for a loan

Cars/Trucks New & Used...8 Years or Older 5.50 12-24 Months
Cars/Trucks New & Used...8 Years or Older 5.50 25-36 Months
Cars/Trucks New & Used...8 Years or Older 5.50 37-48 Months
Cars/Trucks New & Used...8 Years or Older 5.75 49-60 Months
Cars/Trucks New & Used...8 Years or Older 5.75 61-66 Months
Cars/Trucks New & Used...8 Years or Older 6.25 67-72 Months
Classic Cars Certified 25 Years and Older
Classic Cars Certified 25 Years and Older 4.50 24 Months
Classic Cars Certified 25 Years and Older 4.50 36 Months
Classic Cars Certified 25 Years and Older 4.50 48 Months
Classic Cars Certified 25 Years and Older 4.50 60 Months
Classic Cars Certified 25 Years and Older 4.50 61-72 Months

Boats/Motor Homes/Campers/Motorcycles

Rates for 2014-2019 Models

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

4.45 12-24 Months

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

4.45 25-36 Months

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

4.45 37-48 Months Minimum $5,000

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

4.45 49-60 Months Minimum $7,500

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

4.75 61-66 Months Minimum $10,000

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

 

4.95 67-72 Months Minimum $15,000

Boats/Motor Homes/Campers/Motorcycles

Rates for 2013-2018 Models

Minimum $15,000.00

5.15 73-84 Months Minimum $15,000

Boats/Motor Homes/Campers/Motorcycles

Rates for 2012-2013 Models

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

4.49 12-24 Months
Boats/Motor Homes/Campers/Motorcycles 4.49 25-36 Months

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

 

4.49 37-48 Months Minimum $5,000

Boats/Motor Homes/Campers/Motorcycles

Rates for 2011-2012 Models

 

4.49 49-60 Months Minimum $7,500

Boats/Motor Homes/Campers/Motorcycles

 

4.99 61-66 Months Minimum $10,000

Boats/Motor Homes/Campers/Motorcycles

 

4.99 67-72 Months Minimum $15,000

Boats/Motor Homes/Campers/Motorcycles

 

4.99 73-84 Months Minimum $15,000
Boats/Motor Homes/Campers/Motorcycles...Terms 85- 180

Boats/Motor Homes/Campers/Motorcycles Models 2015-2018

 

3.99 85-144 Months Minimum $20,000 Models 2016-2019

Boats/Motor Homes/Campers/Motorcycles Models 2012-2014

 

4.49 85-144 Months Minimum $20,000 Models 2013-2015

Boats/Motor Homes/Campers/Motorcycles Models 2011-2010

 

5.19 85-120 Months Minimum $20,000 Models 2011-2012

Boats/Motor Homes/Campers/Motorcycles Models 2015-2018

 

4.99 145-180 Months Minimum $30,000 Models 2016-2019

Boats/Motor Homes/Campers/Motorcycles Models 2014-2012

 

5.19 145-180 Months Minimum $30,000 Models 2013-2015

Jet Skis/Snowmobiles/Campers/Wave Runner/Off Road Vehicles etc Models 2012-2019

 

Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.25 12-24 Months
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.25 25-36 Months
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.25 37-48 Months
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.25 49-60 Months
Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc 5.25 61-66 Months

Jet Skis/Snowmobiles/Camper Tops/Wave Runner/Off Road Vehicles etc

 

5.50 67-72 Months Minimum $15,000
100% Share or Certifcate of Deposit secured 4.50 72 Months
105% Share or Certifcate of Deposit secured 4.00 72 Months
Personal-Signature 7.99 12-24- Months Minimum $3,001
Visa Credit Card ....Maximium $25,000.00 11.88 Reward card
Home Equity Line of Credit - Home equity loan with variable interest rate, no annual fees. Variable rate is based on prime and a margin. The rate is subject to change monthly. 5.75 Maximum Secured $150,000
VISA Classic 9.88  
APR = Annual Percentage Rate. All rates subject to change. Contact the credit union for additional information.

** All rates are disclosed as Annual Percentage Rates (APR) and are subject to change. Your rate will be based on your credit history, term of the loan and the collateral or security offered. We will let you know the rate that you qualify for after we have reviewed your credit application and any loan documents.

Click here for our Loan Application

 

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